PrivacyPolicy

2024/11/11 JPMS

PrivacyPolicy






【Introductionand Tips】




  Privacy policy


Your privacy is important to us.This online privacy policy explains how and how we collect, share, use and useother online services provided by JPMorgan Chase & Co. ("JPMorgan") related to the following links when you access or use Protectyour personal information. Or refer to this policy (collectively referred to asour "online services"). Contact details are provided below. Dependingon how you interact with us, the financial products or services that you mayeventually obtain from us, or the jurisdiction where we do business with you,other privacy principles or policies may apply.



We will work hard to protect yourinformation.



We have the responsibility toprotect the privacy and confidentiality of your information (including personalinformation) very seriously. We maintain physical, electronic and proceduralprotection measures that comply with applicable legal standards to ensure thatsuch information is protected from unauthorized access and use, accidental orillegal alteration and destruction, and other forms of illegal or unauthorizedprocessing. We require employees to be responsible for complying with relevantpolicies, procedures, rules and regulations regarding information privacy andconfidentiality.



JPMS coin is currently a digitalcurrency launched by JPMorgan Chase. It is currently being sold and circulatedon a trial basis within the platform. The platform is a dedicated platform forusers to conduct digital asset transactions and provide related services(hereinafter referred to as "the service" or "service").platform. For the convenience of expression, the company and the platform arecollectively referred to as "we" or other first-person address inthis agreement. As long as the natural persons or other subjects who log on tothe platform are users of this platform, the following uses "you" orother second-person terms, We and you are collectively referred to as "theparties", and we or you are simply referred to as the "party".



We fully understand and respectthe importance of your personal information to you, and we will takecorresponding security protection measures in accordance with the requirementsof laws and regulations to protect the security of your personal information.In view of this, we formulate this "Privacy Policy" (hereinafterreferred to as "this policy/this privacy policy") and remind you:

This policy applies to allproducts and services we provide. If the product or service we provide to youhas a separate privacy policy, the product or service shall apply its separateprivacy policy; if our product or service does not have a separate privacypolicy, this policy shall apply.



It is important to note that thispolicy does not apply to the services provided by other third parties to you,and the services provided to you by third parties shall be subject to theirprivacy policies separately explained to you.



Before using our products orservices, please read carefully and thoroughly understand this policy, andstart using it after confirming your full understanding and agreement. If youhave any questions, comments or suggestions about the content of this policy,you can contact us through various contact methods provided by our officials.If you do not agree to any terms in this policy, you should immediately stopaccessing this platform.



Part OneDefinition



Personal information: refers tovarious information recorded electronically or in other ways that can identifya specific natural person alone or in combination with other information orreflect the activities of a specific natural person.



Personal sensitive information:refers to personal information including ID number, passport informationnumber, personal biometric information, bank account number, propertyinformation, whereabouts, transaction information, and children under 16 yearsof age (including) information.



Personal information deletion:refers to the act of removing personal information in the system involved inthe realization of daily business functions, so that it can be kept in a statewhere it cannot be retrieved or accessed.


Children: Refers to minors underthe age of 16.



Part TwoPrivacy Policy



This privacy policy section willhelp you understand the following:

1. How we collect and use yourinformation

2. How do we use cookies andsimilar technologies

3. How do we share, transfer andpublicly disclose your information

4. How do we protect yourinformation

5. How do you manage yourinformation

6. How do we deal with theinformation of minors

7. How to update this privacypolicy

8. How to contact us



1. Howwe collect and use your information



When you use our products and/orservices, we need/may need to collect and use your personal informationincluding the following two types:

1. In order to provide you withthe basic functions of our products and/or services, you must authorize us tocollect and use the necessary information. If you refuse to provide thecorresponding information, you will not be able to use our products and/orservices normally;

2. In order to provide you withadditional functions of our products and/or services, you can choose toauthorize us to collect and use information. If you refuse to provide, you willnot be able to use the relevant additional functions or achieve the functionaleffects we intend to achieve, but it will not affect your normal use of thebasic functions of our products and/or services.



You understand and agree:



1. We are committed to creatinghigh-quality products and services to meet your needs. Because we provide youwith high-quality products and the scope of services for different users isdifferent, correspondingly, the basic/additional functions and the type andscope of personal information collected and used will be different.


2. In order to bring you a betterproduct and service experience, we are continuously working to improve ourtechnology, and then we may launch new or optimized functions from time totime, and may need to collect and use new personal information or changePurpose or method of using personal information. In this regard, we willseparately explain to you the purpose, scope and use of the correspondinginformation by updating this policy, pop-up windows, page prompts, etc., andprovide you with a way to choose your consent, and after obtaining your expressconsent Collect and use. In the process, if you have any questions, comments orsuggestions, you can contact us through the various contact methods provided onthis platform, and we will answer you as soon as possible.



We will collect and use yourpersonal information to realize the following functions of this policy:


 (1)Help you register and provide you with the services provided by this platform;

1.Registration service

Weprovide you with basic membership services through this platform account. Inorder to register as a member and use our membership service, you need to fillin and provide the following information when applying for registration:

 (1)Identity information. This information can help us verify whether you areeligible to register as a member of the platform, including but not limited toyour name, your residential address, other different certificates issued byyour country or government that have your identity information, and theinvolved Number and all other information that can help us verify your identity(hereinafter collectively referred to as "identity information"). Theidentity information varies according to whether you are an individual user oran institutional user. According to the laws and regulations of differentjurisdictions, the information we collect for users from different countries orregions may be different. The following information and data serve as an indicativeexample:

Individualusers: nationality, full legal name (including previous names and locallanguage names), ID number, email address, phone number, social security number("SSN"), passport number or any government-issued ID number, birthDate, proof of identity (such as passport, driving license, orgovernment-issued ID).


Institutionalusers: company legal name (including legal name in local language),registration information, business phone number, personal information ofauthorized representatives and authorized users, main business location,personal information of all beneficial owners), identity ofshareholders/beneficial owners Proof documents (passport or government-issuedID card), company structure, company establishment documents, board resolutions,declaration of funding sources, risk and compliance control instructions, andother information or documents required by the platform.

 

 (2) Service information. This information helps us tocontact you and smoothly provide you with different modes of digital assettransaction services, including but not limited to your personal identificationinformation, contact information, transaction information, and your debit cardinformation and/or other account information (Hereinafter collectively referredto as "service information"). At the same time, please understandthat the services we provide to you are constantly updated and developed. Ifyou choose to use other services that are not covered in the foregoingdescription, based on the service we need to collect additional informationfrom you, we will explain the scope of information collection to you throughpage prompts, interaction procedures, agreement agreements, pop-up prompts,etc. And purpose, and with your consent.


If youonly need to use the browsing service, you do not need to register as ourmember and provide the above information.


2. Otherregistration services


Real-nameauthentication: After you register and log in, you need to enter the"personal center" to complete the real-name authentication in theidentity authentication. You need to provide your real name, ID number orpassport number to the platform when using the real-name authenticationprocess.



Accountinformation display: If you already have an account on this platform, we maydisplay your above-mentioned personal information in the service (real-nameauthentication only shows the result of whether the authentication is passed ornot), as well as the products and services you perform in the products andservices associated with the platform account Operations, including centralizeddisplay of your personal data and transaction orders through this platformaccount. We will respect your choice of platform account settings.



 (2)Security management service and service information push service



When youuse the services provided by this platform or access this platform, in order toensure the safety of your transaction and the safe and stable operation of theservice, we need to automatically receive and record your web browserinformation, the type of device you use to log in to your account, Deviceinformation such as device identification symbols such as model version, IPaddress and records on the webpage you request to access, location, networkenvironment, device fingerprint information, service log information, softwareinformation, location information, etc.



Pleasenote that separate device information is information that cannot identify aspecific natural person. If we combine this type of non-personal informationwith other information to identify a specific natural person, or combine itwith personal information, this type of non-personal information will betreated as personal information during the combined use period, unless youobtain your authorization Or unless otherwise provided by laws and regulations,we will anonymize and de-identify this type of information.



In orderto provide you with information display and push services that are moreconvenient and more in line with your personalized needs, we may extract yourpreference features based on your device information and your browsing andusage information on this platform or client in the future, and based onfeature tags Produce indirect crowd portraits for display and push informationand possible commercial advertisements. If you do not agree to receive suchpush information or withdraw your consent to collect personal information, youcan contact us in accordance with the contact information provided in thispolicy.



 (3)Transaction record storage and inquiry services


Wecollect relevant data on your exchanges on this platform, including but notlimited to transaction records. If you need to check your order transactionrecords, you can check your personal transaction details in the platform"Order Management".



 (4)Customer service and dispute handling


When youcontact us or apply for after-sales and dispute settlement, in order to protectyour account and system security, we need you to provide necessary personalinformation to verify your membership.


In orderto facilitate contact with you and help you solve the problem as soon aspossible or record the handling plan and results of related problems, we may saveyour communication records with us and related content (including accountinformation, order information, other information provided by you to proverelevant facts) Information, or the contact information you left), if you makeinquiries, complaints, or provide suggestions for specific orders, we will useyour account information and order information.


In orderto provide services and improve service quality for reasonable needs, we mayalso use other information about you, including relevant information youprovide when you contact customer service, and questionnaire responseinformation sent to us when you participate in a questionnaire.



 (5)Other


1. Ifthe information you provide contains personal information of other users, youmust ensure that you have obtained legal authorization before providing suchpersonal information to this platform. If it involves children's personalinformation, you need to obtain the consent of the corresponding child'sguardian before publishing. In the aforementioned circumstances, the guardianhas the right to contact us through the channels in Article 9 of this policy torequest correction or deletion of the content of the child's personalinformation.



2. If weuse information for other purposes not specified in this policy, or useinformation collected for specific purposes for other purposes, or we activelyobtain your personal information from a third party, we will obtain you inadvance Agree.



If weobtain your information indirectly from a third party, we will explicitlyrequest the third party in writing to collect personal information afterobtaining your consent in accordance with the law, and inform you of thecontent of the shared information, which involves sensitive information. Beforeproviding it to us, it needs to be clearly confirmed by you, and requires thethird party to make a commitment to the legality and compliance of the sourceof personal information. If the third party violates the behavior, we willclearly require the other party to bear the corresponding legal responsibility;at the same time; , We will strengthen the security of personal information(including sensitive information reporting, sensitive information encryptedstorage, access control, etc.). We will use no less than the same protectionmeasures and measures as our own users' personal information to protectpersonal information obtained indirectly.



3.Exceptions for obtaining authorization

Youfully understand and agree that we do not need your authorization or consent tocollect and use your personal information under the following circumstances,and we may not respond to your requests for correction/modification, deletion,cancellation, withdrawal of consent, and information request:

 (1)Related to national security and national defense security;

 (2)Related to public safety, public health, and major public interests;

 (3)Related to judicial or administrative law enforcement such as criminalinvestigation, prosecution, trial, and execution of judgments;

 (4)In order to protect your or other individuals' life, property and other majorlegal rights and interests, but it is difficult to obtain their consent;

 (5)Your personal information disclosed to the public by yourself;

 (6)Collect personal information from legally publicly disclosed information, suchas legal news reports, government information disclosure and other channels.

 (7)Necessary for signing and performing related agreements or other writtendocuments with you;

 (8)Necessary for maintaining the safe and stable operation of the products and/orservices provided, such as discovering and disposing of product and/or servicefailures;

 (9)Necessary for legal news reports;

 (10)When it is necessary for academic research institutions to conduct statisticalor academic research based on public interests, and when they provide academicresearch or description results to the outside, they de-identify the personalinformation contained in the results;

 (11)Other circumstances stipulated by laws and regulations.



Pleasebe aware that, in accordance with applicable laws, if we take technicalmeasures and other necessary measures to process personal information, the datarecipient cannot re-identify specific individuals and cannot be restored, or wemay conduct de-identification research on the collected information ,Statistical analysis and prediction, used to improve the content and layout ofthis platform, provide product or service support for business decisions, andimprove our products and services (including the use of anonymous data formachine learning or model algorithm training), then such processing The use ofthe later data does not require separate notice to you and your consent.



4. If westop operating the products or services of this platform, we will promptly stopcontinuing the activities of collecting your personal information, and notifyyou of the stop operation notices in the form of delivery or announcement oneby one, and the Personal information related to the suspension of business isdeleted or anonymized.



2. Howwe use cookies



If yourbrowser or browser additional services allow, you can modify your acceptance ofcookies or reject our cookies. For details, see AboutCookies.org. But if you dothis, in some cases it may affect your safe access to our platform, and you mayneed to change your user settings every time you visit our platform. Youunderstand and agree:

1. Whenyou visit our platform, we use Google Stats through cookies to record ourperformance and check the effect of online advertising. Cookies are smallamounts of data sent to your browser and stored on your computer's hard drive.Only when you use your computer to enter our platform, cookies can be sent toyour computer's hard drive.

2.Cookies are often used to record the habits and preferences of visitors whenbrowsing various items on our platform. The information collected by cookies isanonymous collective statistical data and does not contain personalinformation.

3.Cookies cannot be used to obtain the data on your hard disk, your emailaddress, and your private data. They can enable the platform or serviceprovider system to recognize your browser and capture and remember information.Most browsers are preset to accept Cookies. You can choose to set your browserto not accept Cookies, or notify you as soon as Cookies are installed. However,if it is set to prohibit cookies, you may not be able to activate or use somefeatures of our platform.


3. Howdo we share, transfer and publicly disclose your information



 (1)Sharing


We willnot share your personal information with companies, organizations andindividuals other than the service providers of this platform, except in thefollowing cases:

1.Sharing under statutory circumstances: We may share your personal informationexternally in accordance with laws and regulations, litigation, disputeresolution needs, or requirements of administrative or judicial authorities inaccordance with the law.

2.Sharing with explicit consent: After obtaining your explicit consent, we willshare your personal information with other parties.

3.Sharing in the case of your active choice: We will share the necessaryinformation related to the transaction in your order information to thecounterparty of the digital asset according to your choice to fulfill yourtransaction and after-sales service needs.

4.Sharing with authorized partners: our affiliates, trusted third parties whohelp us operate our platform, conduct business, or provide services to you, aslong as these parties agree to keep this information confidential; when webelieve to disclose The information in is appropriate, it is required to complywith laws, regulations, rules and regulations, or from courts or othercompetent authorities’ orders, to implement our platform strategy, to operate the platformnormally, and to provide services required by related parties or to protect usor others Rights, property, or safety.

 (2)Transfer

We willnot transfer your personal information to any company, organization orindividual, except in the following cases:

1.Transfer with explicit consent: After obtaining your explicit consent, we willtransfer your personal information to other parties;

2. Inthe event of a merger, acquisition or bankruptcy liquidation on this platform,or other situations involving mergers, acquisitions or bankruptcy liquidation,if the transfer of personal information is involved, we will require newcompanies and organizations that hold your personal information to continue to receivethis Restricted by the policy, otherwise we will require the company,organization and individual to seek authorization and consent from you again.

 (3)Public disclosure

We willonly publicly disclose your personal information under the followingcircumstances:

1. Withyour explicit consent or based on your active choice, we may publicly discloseyour personal information;

2. If wedetermine that you have violated laws and regulations or seriously violated therelevant agreements and rules of this platform, or to protect the personal andproperty safety of users of this platform or the public from infringement, wemay comply with laws and regulations or obtain your consent. Disclosure aboutyour personal information, including relevant violations and the measures thatthe platform has taken against you.


 (4)Exceptions for obtaining prior authorization and consent when sharing,transferring, and publicly disclosing personal information


In thefollowing situations, sharing, transferring, and publicly disclosing yourpersonal information does not require your prior authorization:

1.Related to national security and national defense security;

2.Related to public safety, public health, and major public interests;

3.Related to judicial or administrative law enforcement such as criminalinvestigation, prosecution, trial, and judgment execution;

4. Inorder to protect your or other individuals' life, property and other majorlegal rights, but it is difficult to obtain the consent of the person;

5. Yourpersonal information disclosed to the public by yourself;

6.Collect personal information from legally publicly disclosed information, suchas legal news reports, government information disclosure and other channels.


Pleasebe aware that, in accordance with applicable laws, if we take technicalmeasures and other necessary measures to process personal information so thatthe data recipient cannot re-identify specific individuals and cannot berestored, there is no need to share, transfer, and publicly disclose data aftersuch processing. We will notify you separately and get your consent.


4. Howdo we protect your information



1. Weimplement proper physical, electronic, management and technical measures toprotect and protect the security of your personal data. We try our best toensure that any personal information collected through our platform is freefrom any nuisance by third parties that have nothing to do with us. Thesecurity measures we take include but are not limited to:

 (1)Physical measures: The records containing your personal data will be stored ina locked place.

 (2)Electronic measures: Computer data containing your personal information will bestored on computer systems and storage media subject to strict login restrictions.

 (3)Management measures: We have internally set up relevant departments for thesecurity protection of user information, and established related internalcontrol systems, and adopt strict authorization principles for staff who mayhave access to your information, and only staff authorized by us can accessRegarding your personal information, these employees need to abide by ourinternal rules for the confidentiality of personal information. In addition, wecontinue to strengthen the promotion of staff training related laws andregulations, privacy and security guidelines and security awareness, andregularly organize internal relevant personnel to conduct emergency responsetraining and emergency drills to enable them to master job responsibilities andemergency response strategies and procedures

 (4)Technical measures: Encryption technology such as Secure Socket LayerEncryption may be used to transmit your personal data.

 (5)Security measures: In order to protect your information security, we are committedto using various current general security technologies and supportingmanagement systems to minimize the leakage, damage, misuse, unauthorizedaccess, and unauthorized disclosure of your information. And the risk ofchange. For example: Encrypted transmission through network security layersoftware (SSL), encrypted storage of information, and strict restrictions ondata center access. When transmitting and storing sensitive personalinformation (including personal biometric information), we will adopt securitymeasures such as encryption, authority control, de-identification, anddesensitization.

 (6)Other measures: regularly review our personal data collection, storage andprocessing procedures; and restrict our employees and suppliers’ access to your databased on necessary principles, and our employees and suppliers must comply withstrict Contract confidentiality obligations.


2. Ifyou know of any security loopholes on our platform, please contact usimmediately so that we can take appropriate actions as soon as possible.

3.Despite the implementation of the above-mentioned technical and securitymeasures, we cannot guarantee the absolute safety of the transmission ofinformation on the Internet, so we cannot absolutely guarantee that the personalinformation you provide to us through our platform is safe at all times. Wewill update and publish security risks, personal information security impactassessment reports and other relevant content from time to time, which you canobtain through announcements on this platform.



5. Howdo you manage your information


You canaccess and manage your information in the following ways:

 (1)Query, correct and delete your information

You havethe right to obtain a copy of your personal data upon request, and to determinewhether the information we hold about you is accurate and up-to-date. If any ofyour personal data is inaccurate, you can request to update your information.You can also request the deletion of your personal data, but we may refuse yourdeletion request in certain circumstances, such as for legal requirements orother legal purposes. For data access, correction or deletion requests, you cancontact us through the contact information in Article 8.

Inresponse to data access, correction or deletion requests, we will verify theidentity of the requesting party to ensure that he/she is legally entitled tomake such requests. Although our goal is to respond to these requests free ofcharge, we reserve the right to charge you a reasonable fee if your request isrepeated or onerous.



 (2)Change the scope of your authorization

Eachbusiness function requires some basic personal information to be completed (see"Part 1" of this privacy policy). In addition, you can contact us togive or withdraw your authorization and consent through the contact informationin Article 8.

Afteryou withdraw your consent, we will no longer process the corresponding personalinformation. However, your decision to withdraw your consent will not affectthe previous processing of personal information based on your authorization.


 (3)Cancel your account

You cancontact us through the contact information in Article 8 to apply forcancellation of your account; after you actively cancel your account, we willstop providing you with products or services, delete your personal informationaccording to the requirements of applicable laws, or make it Anonymization.



 (4)Responding to your above request

Toensure safety, you may need to provide a written request or prove your identityin other ways. We may ask you to verify your identity before processing yourrequest.

We willreply within 15 days. If you are not satisfied, you can also initiate a complaintthrough the contact information we provide.

For yourreasonable request, we do not charge fees in principle, but for repeatedrequests that exceed reasonable limits, we will charge a certain fee asappropriate. For information not directly related to your identity,unreasonable duplication of information, or excessive technical means (forexample, the need to develop a new system or fundamentally change currentpractices), bring risks to the legitimate rights and interests of others, orunrealistic requests , We may refuse.


In thefollowing situations, we will not be able to respond to your request inaccordance with the requirements of laws and regulations:

1.Related to national security and national defense security;

2.Related to public safety, public health, and major public interests;

3.Related to criminal investigation, prosecution, trial, and execution ofjudgments;

4. Thereis sufficient evidence to show that the subject of personal information hassubjective malice or abuse of rights;

5.Responding to your request will cause serious damage to the legitimate rightsand interests of you or other individuals or organizations;

6.Involving commercial secrets.



6. Howdo we deal with the information of minors



Thisplatform is open to children. If we find or suspect that a user is under 16years of age, we will ask the user to close their account and will not allowthe user to continue to use platform products or services. We will delete therelevant information as soon as possible. If you know of anyone under the ageof 16 using our services, please notify us so that we can take action toprevent them from accessing our financial products or services.


Forminors who have reached the age of 16 but have not yet reached the age of 18, weexpect their parents or guardians to guide the minors to use our services. Wewill protect the confidentiality and security of minors’ information inaccordance with relevant laws and regulations.


If youare a minor, it is recommended that your parents or guardians read this policyand use our services or provide us with your information with the consent ofyour parents or guardians. In the case of collecting your information with theconsent of your parent or guardian, we will only use or publicly disclose thisinformation when permitted by law, the parent or guardian's explicit consent,or is necessary to protect your rights and interests. If your guardian does notagree with you to use our services or provide us with information in accordancewith this policy, please immediately terminate the use of our services andnotify us in time so that we can take corresponding measures.

If youare the parent or guardian of a minor, if you have any questions about theinformation processing of the minor under your supervision, please contact usthrough the contact information published in this policy.



7. Howto update this privacy policy


Ourprivacy policy may change.


Withoutyour explicit consent, we will not restrict your rights in accordance with thisprivacy policy. We will post any changes to the privacy policy on officialchannels. If you do not agree with the revised content, you should stopaccessing this platform immediately. When an updated version of the privacypolicy is released, you continue to visit this platform to display and indicatethat you agree to the updated content and agree to abide by the updated privacypolicy.



Formajor changes, we will also provide more noticeable notifications (including wewill notify you through public announcements on this platform and even provideyou with pop-up prompts).



Themajor changes referred to in this policy include but are not limited to:

1.Significant changes have taken place in our service model. Such as the purposeof processing personal information, the type of personal information processed,the way of using personal information, etc.;

2.Significant changes have taken place in our control rights. Such as changes inthe information controller caused by mergers and acquisitions, etc.;

3. Themain objects of personal information sharing, transfer or public disclosurehave changed;

4. Yourright to participate in the processing of personal information and how toexercise it has undergone major changes;

5. Thedepartment responsible for handling personal information security, contactinformation and complaint channels have changed;

6. Thepersonal information security impact assessment report shows that there is ahigh risk.



8. Howto contact us



1. Ifyou have any requirements and comments, you can email it. This is the onlyvalid and official email we communicate with you, so we are not responsible foryour failure to use effective contact information, any actions or omissions .


2. Weonly publish announcements and information or post announcements on thisplatform through the effective contact information on this platform, so we arenot responsible for any losses arising from your trust in the information notobtained through the above methods.


3. Ifyou have any comments, questions or concerns about any information in thisonline privacy policy, or any other questions related to JP Morgan's handlingof your personal information in accordance with this policy, please contactyour JP Morgan customer service regular contact ,or:

GlobalDigital Currency Asset Privacy Office of JP Morgan Chase,
245 ParkAvenue, New York City, NY 10017
Email: globalsssmarket@gmail.com

Disclaimer: Digital asset transactions involve significant risks, and this information should not be used as a basis for investment decisions, nor should it be construed as a recommendation to engage in investment transactions. Please make sure you fully understand the risks involved and invest carefully. JPMS Novice Academy only provides information for reference and does not constitute any investment advice. All investment behaviors of users have nothing to do with this site.