UserAgreement

2024/11/11 JPMS

UserAgreement


1.General

1.1 The"User Agreement"(hereinafter referred to as "theAgreement" or "the Terms andConditions") consists of the maintext, the "Privacy Policy", the"Anti-Money LaunderingPolicy" and various rules and regulations thathave been published or maybe published on the Bank's website in the future.Statement, explanation, etc.


1.2 You should read thisagreement carefullybefore using the services provided on the bank's website.If you do notunderstand anything or other necessary, please consult aprofessional lawyer. Ifyou do not agree to this agreement and/or modify it atany time, pleaseimmediately stop using the services provided by the bank'swebsite or stoplogging in to the bank's website. Once you log on to this bank'swebsite, useany service on this bank's website, or any other similar behavior,it means thatyou have understood and fully agreed to the contents of thisagreement,including any changes made by this bank's website to this agreementat any time.


1.3 You can become a member ofthis bank'swebsite (hereinafter referred to as "member") by fillingin relevantinformation in accordance with the requirements of this bank'swebsite andsuccessfully registering after other relevant procedures. Clickingthe"Agree" button during the registration process means that you areWhenyou reach an agreement with the company in the form of electronicsignature; orwhen you click any button marked with "agree" orsimilar meaning whileusing the bank's website, or when you actually use theservices provided by thebank's website in other ways permitted by the bank'swebsite , Means that youfully understand, agree and accept all the terms ofthis agreement, without yourhandwritten written signature, this agreement willnot have any impact on your legalbinding force.


1.4 After you become a member ofthis bank'swebsite, you will obtain a member account and correspondingpassword. The memberaccount and password are kept by the member; the membershall be legallyresponsible for all activities and events conducted with hisaccount.


1.5 Only by becoming a member ofthis bank’s website can you use the digitalasset trading platform provided bythis bank’s website to conduct transactionsand enjoy other services that areonly available to members as stipulated onthis bank’s website; for other thanmembers, you can only log on to the bank’swebsite and browse Bank website andother available services stipulated by thebank website.



1.6 Byregistering and using any of theservices and functions provided by the Bank'swebsite, you will be deemed tohave read, understood and:


1.6.1 Accept all terms andconditions of thisagreement.


1.6.2 You confirm that you are atleast 16 years old or have a legal age forentering into a contract accordingto different applicable laws, and are fullycapable of accepting these terms,entering into transactions, and using thisbank's website for digital assettransactions .


1.6.3 You guarantee that thedigital assets belonging to you involved in thetransaction are legallyacquired and owned.


1.6.4 You agree that you bearfull responsibility and any gains or losses foryour own trading or non-tradingactivities.


1.6.5 You confirm that theinformation provided during registration is true andaccurate.


1.6.6 You agree to abide by anyrelevant laws and regulations, includingreporting any trading profits for taxpurposes.


1.6.7 This agreement onlyrestricts the rights and obligations between you andus, and does not involvelegal relationships and legal disputes between users ofthis bank website andother bank websites and you due to digital assettransactions .




2. Agreement revision



We reserve the right to amendthis agreementfrom time to time and make announcements on the bank's websitewithout notifyingyou separately. The changed agreement will be marked on thehomepage of thisagreement with the time of change, and once it is published onthe bank'swebsite, it will take effect immediately. You should browse and payattention tothe update, change time and content of this agreement from time totime. If youdo not agree to the relevant changes, you should immediately stopusing thebank's website services; your continued use of the bank's websiteservices meansthat you accept and agree to the revised agreement Constraints.


3. Registration



3.1 Registration qualification.


You confirm and promise that:when you complete the registration process oractually use the servicesprovided by the bank’s website in other ways allowedby the bank’s website, youshould be able to sign this agreement and use theservices provided by thebank’s website as required by applicable laws. Anatural person, legal personor other organization with the ability. Once youclick the agree to registerbutton, it means that you or your authorized agenthave agreed to the contentof the agreement and registered and used the bank'swebsite services by theiragent. If you do not have the above-mentioned subjectqualifications, you andyour authorized agent shall bear all the consequencescaused by this, and thecompany reserves the right to cancel or permanentlyfreeze your account andhold you and your authorized agent accountable .


3.2 Registration purpose


 You confirm and promisethat your registration on this bank's website isnot for the purpose ofviolating laws and regulations or disrupting the order ofdigital assettransactions on this bank's website.


3.3 Registration process



3.3.1  You agree to providevalid e-mail address and other informationin accordance with the requirementsof the user registration page of the bank'swebsite. You can use the e-mailaddress you provided or confirmed or othermethods allowed by the bank'swebsite as a means of logging in to the bank'swebsite. If necessary, inaccordance with the relevant laws and regulations ofdifferent jurisdictions,you must provide your real name, ID card and otherrelevant information asrequired by laws and regulations, privacy clauses andanti-money launderingclauses, and constantly update the registrationinformation to comply withtimely, detailed and accurate Claim. All the originaltyped information will becited as registration information. You are responsiblefor the authenticity,completeness and accuracy of such information, and bearany direct or indirectlosses and adverse consequences arising therefrom.


3.3.2 If the laws, regulations,rules, orders and other specifications ofyour sovereign country or region havereal-name requirements for e-mailaddresses, you agree that the e-mail addressprovided for registration isreal-name registered. If you do not provide it inaccordance with theregulations, you will be brought Any direct or indirectlosses and adverseconsequences should be borne by you.



3.3.3 You are legal, complete andeffective toprovide the information required for registration and afterverification, youhave the right to obtain the account number and password ofthis bank website.When you obtain the account number and password of this bankwebsite, it isdeemed that the registration is successful, and you can log into the bankwebsite. 


3.3.4 You agree to receive emailsand/or short messages related to themanagement and operation of the bank'swebsite from the bank's website.




4. Service



This bank's website only providesonlinetrading platform services for you to conduct digital asset tradingactivities(including but not limited to services such as digital assettransactions)through this bank's banking website. This bank's banking websitedoes not act asa buyer or seller to participate in the buying and selling ofdigital assetsitself. ; This bank's website does not provide any servicesrelated to thecountry's legal currency deposit and withdrawal.


4.1 Service content


4.1.1 You have the right tobrowse the real-time market quotations andtransaction information of variousdigital asset products on this bank'swebsite, and have the right to submitdigital asset transaction instructions andcomplete digital asset transactionsthrough this bank's website.


4.1.2 You have the right to viewthe information under the member account ofyour bank's website on this bank'swebsite, and you have the right to use thefunctions provided by this bank'swebsite to operate.


4.1.3 You have the right toparticipate in bank website activities organizedby the bank's website inaccordance with the activity rules published on thebank's website.


4.1.4 The Bank's website promisesto provide you with other services.


4.2. Service Rules


You promise to abide by thefollowing service rules of the Bank's website:


 

4.2.1 You should abide by laws, regulations, and policyrequirements,ensure the legitimacy of the source of all digital assets in youraccount, andmust not engage in illegal or other damage to the bank's websiteor thirdparties on the bank's website or use the bank's website servicesRights andinterests activities, such as sending or receiving any informationthat isillegal, illegal, or infringing on the rights and interests of others,sendingor receiving pyramid schemes or other harmful information orstatements, usingor forging the email header information of the bank’s websitewithoutauthorization Wait.


4.2.2You shall abide by laws and regulations, and properly use and keep thesecurityof your bank website account number, login password, fund password, andthee-mail address bound to the bank during registration, and the verificationcodeof the e-mail address. You are fully responsible for any operationandconsequences of using your bank website account number and login password,fundpassword, and email verification code. When you find that the bank’s websiteaccountnumber, login password, or fund password, verification code is used by athirdparty without its authorization, or other account security issues, youshouldimmediately and effectively notify the bank’s websiteand request thebank’s website to suspend the bankWebsite account service. The bank's websitehas the right to take action onyour request within a reasonable time, but thebank's website does not assumeany responsibility for the consequences(including but not limited to any lossof you) that have occurred before theaction is taken. You are not allowed togive, borrow, rent, transfer orotherwise dispose of this bank's websiteaccount to others without the consentof this bank's website.


4.2.3You agree to all activities that occur under your account and password onyourbank's website (including but not limited to informationdisclosure,information release, online click to agree or submit various rulesandagreements, online renewal agreements or purchase services, etc.)Takeresponsibility.


 

4.2.4When you conduct digital asset transactions on thisbank's website, you mustnot maliciously interfere with the normal progress ofdigital assettransactions or disrupt the order of transactions; you must notinterfere withthe normal operation of this bank's website or interfere withother users'services on this bank's website by any technical means or othermeans The useof; the goodwill of the Bank’s website shall not be maliciouslyslandered bymeans of fictitious facts, etc.


4.2.5 If you have disputes withother users due to online transactions, youmust not request the Bank's websiteto provide relevant information throughchannels other than judicial oradministrative.


4.2.6 When you use the servicesprovided by the Bank's website, you will besolely responsible for all taxabletaxes, as well as all hardware, software,service and other expenses incurred.


4.2.7 You shall abide by thisAgreement and other terms of service andoperating rules published and updatedon the Bank's website from time to time,and have the right to terminate theuse of the services provided by the Bank'swebsite at any time.



5. Rights and Obligations of theBank'sWebsite


5.1 If you do not have theregistrationqualifications stipulated in this agreement, the bank website hasthe right torefuse your registration. For those who have been registered, thebank websitehas the right to cancel your member account, and the bank websitereserves theright to you or you The right of the agent to hold accountable. Atthe sametime, the bank website reserves the right to decide whether to acceptyourregistration under any other circumstances.


5.2 When the bank website findsthat the account user is not the initialregistrant of the account, it has theright to suspend or terminate the use ofthe account.


5.3 When the bank websitereasonably suspects that the information you provideis wrong, untrue, invalidor incomplete through technical testing, manualsampling and other testingmethods, it has the right to notify you to correct orupdate the information orsuspend or terminate the provision of the bank'swebsite services.


5.4 The Bank's website reservesthe right to correct any information displayedon the Bank's website if thereare obvious errors.



5.5 The bank website reserves theright to modify, suspend or terminate theservices of the bank website at anytime. The bank website exercises the rightto modify or suspend the service withoutnotifying you in advance; if the bankwebsite terminates one or more of theservices on the bank website, it shall beterminated It will take effect on theday when the bank’s website publishes thetermination announcement on thebank’s website.




6. Limitation of Liability andDisclaimer



6.1 Youunderstand and agree that, under anycircumstances, we are not responsible forthe following matters:

6.1.1Loss of income;
  
6.1.2Trading profits or contract losses;


6.1.3Business interruption

6.1.4Loss of information;

6.1.5Loss of opportunity, goodwill or reputation;


6.1.6 Damage or loss of data;

6.2 Youunderstand and agree that we will notbe liable for any damages caused by anyof the following circumstances:

6.2.1 Wehave reasonable grounds to believethat your specific transaction may have amajor illegal or breach of contract.

6.2.2 Wehave reasonable grounds to believe that your behavior on the Bank'swebsite issuspected of being illegal or improper.


6.2.3Expenses and losses incurred by thepurchase or acquisition of any data,information or transactions through theBank's website services or alternativeactions.

6.2.4 Any other losses related tothe servicesprovided on the Bank's website that are not caused by us.

6.3 Weare not responsible for the maintenanceof information network equipment,information network connection failures,computer, communication or othersystem failures, power failures, weatherreasons, accidents, strikes, labordisputes, riots, uprisings, riots,insufficient productivity or productionmaterials, fires , Floods, storms,explosions, wars, bank or other partnerreasons, digital asset market collapse,government actions, judicial oradministrative orders, other actions that arenot within our control or we areunable to control, or causes of third partiesWe will not bear anyresponsibility for the inability to service or delay inservice, as well as thelosses caused to you.

6.4 Wecannot guarantee that all the information, programs, texts, etc.contained inthis bank’s website are completely safe and free from interferenceand damageby any virus, Trojan horse and other malicious programs. Therefore,you log inand use any service on this bank’s website or downloadand use thedownloaded Any procedures, information, data, etc. are yourpersonal decisionand you bear your own risks and possible losses.


6.5 Ourguarantees and promises stipulated inthis agreement are our only guaranteesand statements regarding the servicesprovided by this agreement and the bank'swebsite, and replace any guaranteesand promises generated by other means andmethods, whether written or oral,​​Explicit or implied. All these guarantees and statements onlyrepresent ourown commitments and guarantees, and do not guarantee that anythird party willcomply with the guarantees and promises in this agreement.

6.6 We do not waive any rightsthat we havenot mentioned in this agreement to limit, exempt or offset ourliability fordamages to the maximum extent of the applicable law.

6.7After you register, you acknowledge thatwe perform any operation in accordancewith the rules stipulated in thisagreement, and any risks arising from itshall be borne by you.


7.Termination of the agreement


7.1 Thisbank website has the right to cancelyour account on this bank website inaccordance with this agreement, and thisagreement terminates on the date ofaccount cancellation.

7.2 TheBank's website has the right toterminate all services on the Bank's website inaccordance with this agreement.This agreement terminates on the day when allservices on the Bank's website areterminated.

7.3After the termination of this agreement,you have no right to require the bankwebsite to continue to provide anyservices or perform any other obligations,including but not limited torequiring the bank website to retain or discloseto you any information in itsoriginal bank website account number. Forward anyinformation that has not beenread or sent to you or a third party.

7.4 Thetermination of this agreement does notaffect the observant party's request forother responsibilities from thebreaching party.



8.Severability


If anyclause in this agreement is deemedunenforceable, invalid or illegal by anycourt with jurisdiction, it will notaffect the validity of the remainingclauses in this agreement.
 


9.Non-agent relationship


Nothingin this agreement shall be deemed tocreate, imply or otherwise treat us asyour agent, trustee or otherrepresentative, unless there are other provisionsin this agreement.


10.Effectiveness and interpretation of theagreement


10.1This agreement becomes effective when youclick on the registration page of thebank's website to agree to register andcomplete the registration procedures,and obtain the bank's website accountnumber and password, and it is binding onthe bank's website and you.

10.2 Thefinal interpretation right of this agreement belongs to the JPMorganChaseGroup website.


 

Anti-money laundering policy

1.Introduction


1.1 Wepromise to prudently abide by laws andregulations related to knowing you andanti-money laundering and shall notintentionally violate the knowing you andanti-money laundering policies. Withinthe scope of our reasonable control, ourfinancially necessary measures andtechnologies provide you with safe services,and as far as possible protect youfrom the losses caused by the moneylaundering of criminal suspects.


1.2 Ourunderstanding of you and anti-moneylaundering policy is a comprehensive internationalpolicy system, including theunderstanding of you and anti-money launderingpolicies in different legaljurisdictions to which you belong. Our soundcompliance framework ensures thatwe comply with regulatory requirements andregulatory standards both locally andglobally, and ensure the continuousoperation of the bank's website.



2.Knowing you and the anti-money launderingpolicy are as follows:


2.1Promulgate the Know You and Anti-MoneyLaundering Policy and update it fromtime to time to meet the standards requiredby corresponding laws andregulations;

2.2 Topromulgate and update some guidingprinciples and rules for the operation ofthe bank's website, and our employeeswill provide full service in accordancewith the guidelines and rules;

2.3Design and complete procedures forinternal monitoring and control oftransactions, such as verifying identity bystrict means, and arranging aprofessional team to be responsible for anti-moneylaundering work;

2.4 Userisk prevention methods to conduct duediligence and continuous supervision oncustomers;

2.5Review and regularly check thetransactions that have occurred;

2.6Report suspicious transactions to thecompetent authority;

2.7 Theidentification documents, addresscertification documents and transactionrecord certification documents will bemaintained for at least six years. Ifthey are submitted to the regulatoryauthorities, you will not be notifiedotherwise.

2.8During the entire transaction process, theuse of credit cards is prohibited;

3.Identity information and verification


3.1Identity information


3.1.1According to the different regulationsof different jurisdictions and differententity types, the content of yourinformation we collect may be inconsistent.In principle, the followinginformation will be collected from registeredindividuals:


Basicpersonal information: his/her name,residential address (and permanent address,if different), date of birth, nationalityand other information available.Identity verification should be based ondocuments issued by the official orother similar authority, such as passports,ID cards, or other identitydocuments required and triggered by differentjurisdictions. The address youprovide will be verified using appropriatemethods, such as checking passengertransportation tickets or interest ratetickets or checking the voter register.


Validphoto: Before you register, you mustprovide a photo of your ID on your chest;


4.Monitor transactions


4.1 We always set and adjust thedailytransaction and withdrawal maximum limits based on security andactualtransaction conditions;

4.2 If transactions occurfrequently andconcentratedly on a certain registered you or are beyondreasonablecircumstances, our bank's professional team will evaluate anddetermine whetherthey are suspicious;

4.3 If we identify a suspicioustransactionbased on our own judgment, we may suspend the transaction, rejectthetransaction and other restrictive measures, or even reverse the transactionassoon as possible, and report to the competent authority at the same time,butwill not notify you;

4.4 We reserve the right toreject boardingapplications from people who do not meet internationalanti-money launderingstandards or who can be regarded as politically publicfigures. We reserve tosuspend or terminate transactions that are suspiciousaccording to our ownjudgment at any time, but we do so It does not violate anyobligations andresponsibilities to you.

The final interpretation of thisagreementbelongs to the JPMS coin digital currency exchange of JPMorgan ChaseGroup.

Theuser's access and use of the website andthe terms of this disclaimer aregoverned by the laws of New York State.

Disclaimer: Digital asset transactions involve significant risks, and this information should not be used as a basis for investment decisions, nor should it be construed as a recommendation to engage in investment transactions. Please make sure you fully understand the risks involved and invest carefully. JPMS Novice Academy only provides information for reference and does not constitute any investment advice. All investment behaviors of users have nothing to do with this site.